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            Go cashless and save more with your credit card I n the latest attempt to promote cashless transactions, the Government has waived service tax on credit and card transactions of up to ₹ 2000. According to the Reserve Bank of India’s report on digital transactions for the year 2015, about 50-60% of the transaction made by cards is below ₹ 2000 in value. This is yet another reason for the common man to go cashless and opt for card transactions. Credit cards have a definite edge over debit cards because of the many reward points it comes loaded with and in the present day, it makes sense to use your credit card to your convenience and save money on it, now that service tax on transactions below, 2000 has been waived off. Here are some ways in which you can benefit from you reward points. Look for benefits on affiliated cards If you have a credit card that is affiliated with a retailer or an airline, in particular, look out for the deals on them, especially during the

                                 How demonetisation will impact Interest rates. In what is titled as a ‘bold’ move, demonetization has got everyone’s attention on the same scale with people queuing up outside the banks to deposit old Rs 500, and Rs 1,000 notes.In the first four days of the announcement of demonetization, banks recorded an aggregated deposits of over Rs 1 lakh crore. And, most of these were done in savings bank accounts and current accounts, thus giving a boost to the CASA income. The good news is that with all this cash being deposited into the bank, customers are likely to benefit from lower cost of credit. Earlier, banks would charge a higher rate of interest to meet the demand and supply of cash. But, now that banks have a huge amount of money with them, they are in a position to meet new and more loan demands at a much lower interest rates. This means the lower interest rates will make the following loans cheaper: 1. Education loans 2. Ho

Want to have a better financial standing in 2017? Get started now! The year 2017 is readying to bid adieu and a new year is going to be upon us soon. Standing in the penultimate month of the year, the time is right to take stock of how you fared financially and what you should do to prepare for a better year ahead. Here are some simple steps that we at Ru Loans believe will help you get a firmer financial footing in the new year. Assess the year gone byAssuming your financial decisions are guided by an overall financial plan, this is the time to pore over, Spreadsheets to find out what has been the impact of the financial decisions you have taken this year.     Ask yourself some basic questions like:  Do I have enough insurance coverage to protect my family in my absence?  Have I met the targets I set for saving and investing this year?  Do I have an emergency fund to protect me against exigencies?  Are all the investments in my portfolio giving me inflation adju

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                                              Now We are Here To Help Who Is Looking For Loan. I am here to explain some special offer which we are running in  Ruloans Distribution Services Pvt.Ltd  Specifically for C harter Accountants. Earn extra income with Ruloans C.A association program