Home Loans, Personal Loans, Credit Cards In Mumbai

A one stop shop for all your financial needs, including Home Loans, Personal Loans, Credit Cards, Business Loans and Balance Transfers among others, https://www.ruloans.com

Comments

Go cashless and save more with your credit card

Go cashless and save more with your credit card I n the latest attempt to promote cashless transactions, the Government has waived service tax on credit and card transactions of up to ₹ 2000. According to the Reserve Bank of India’s report on digital transactions for the year 2015, about 50-60% of the transaction made by cards is below ₹ 2000 in value. This is yet another reason for the common man to go cashless and opt for card transactions. Credit cards have a definite edge over debit cards because of the many reward points it comes loaded with and in the present day, it makes sense to use your credit card to your convenience and save money on it, now that service tax on transactions below, 2000 has been waived off. Here are some ways in which you can benefit from you reward points. Look for benefits on affiliated cards If you have a credit card that is affiliated with a retailer or an airline, in particular, look out for the deals on...

Now You can balance transfer a balance transfer of your personal loan an answer to your debt woes? For 25-year-old Natasha Sharma, life in a big city in Mumbai spelt freedom from the small town she grew up in. She thus wanted to live it up in the big city. With a decent job in an MNC, she couldn’t have asked for more! But what she earned did not seem to suffice for the high life she wanted to lead. Thus, when an attractive personal loan offer came by, she took it up to buy the one designer dress and a piece of jewelry that she was lusting after. Then there were parties and derby invitations that landed on her lap and the shopping continued. But the party could not last forever. Soon, she had maxed out her credit cards and she found herself in a position where she couldn’t handle the debt pile she had accumulated and could do with a lower EMI outgo. A friend of hers then suggested that she opt for a balance transfer of her personal loan. But does hopping from one lender...

Want to have a better financial standing in 2017? Get started now! The year 2017 is readying to bid adieu and a new year is going to be upon us soon. Standing in the penultimate month of the year, the time is right to take stock of how you fared financially and what you should do to prepare for a better year ahead. Here are some simple steps that we at Ru Loans believe will help you get a firmer financial footing in the new year. Assess the year gone byAssuming your financial decisions are guided by an overall financial plan, this is the time to pore over, Spreadsheets to find out what has been the impact of the financial decisions you have taken this year. Ask yourself some basic questions like:  Do I have enough insurance coverage to protect my family in my absence?  Have I met the targets I set for saving and investing this year?  Do I have an emergency fund to protect me against exigencies?  Are all the investments in my portfolio giving me infla...

Home Loans,Personal Loans, Credit Cards,

Search This Blog